Studies lead to the Bachelor of Science in Business Administration (B.S.B.A.) degree with a concentration in finance. Overview As the science and the art of managing money, finance represents a system of skills and knowledge that is highly regarded in the business world. Finance is at the heart of why a business exists and continues to operate. Owners provide the funds to start a business enterprise with the expectation of earning a reasonable return on their investment. A business firm will cease operations if it fails to offer its owners the expectation of returns sufficient to justify their investment. Analyzing the performance of a business enterprise and evaluating alternatives that might alter that performance requires financial skills.

About the Program: Overview Objectives Curriculum Opportunities for Graduates Salary Information Bachelor-Level Internship Employers Bachelor-Level Hiring Organizations

Program Objectives
The B.S.B.A. with a concentration in finance equips students to:

• Understand the application, strengths and weaknesses of various tools of financial analysis;
• Understand the importance and operations of global financial markets; and
• Apply quantitative skills in the preparation of capital budget and pro forma financial statements.

Curriculum
The 126-credit hour curriculum has six components:

1. Robert Morris University Core - 42 credits
   These are the traditional liberal arts requirements of the University. Studies in humanities, communications skills, and social, behavioral, natural and quantitative sciences are included.
2. Non-Business Requirements - 6 credits
   This component consists of required courses in statistics and ethics.
3. Business Foundations Courses - 27 credits
   These are required of all students earning a B.S.B.A. degree and include courses in accounting, finance, marketing, management and other business administration areas.
4. Concentration (Finance) - 24 credits
   This is the major field of study and includes required courses in investment analysis, corporate finance and financial analysis. The provision of two finance electives permits students to extend their knowledge of some particular area of interest in the field.
5. Business Electives - 12 credits
   Students may select any four courses within the School of Business offerings to broaden their skills in some business area of interest.
6. Non-Business Electives - 15 credits
   Students may select five courses offered outside the School of Business to broaden their skills in some area of interest.

Opportunities for Graduates
There are many different positions held by finance graduates, including auditor, loan officer, market analyst, purchasing analyst, sales analyst, budget analyst, financial analyst, loan review analyst, marketing administrator, real estate appraiser, stock broker, credit analyst, import/export agent, lobbyist, pricing analyst, reporter, statistician, economic analyst, insurance agent, consultant, product manager, research analyst and underwriter.

Salary Information
2006 national mean bachelor-level starting salaries by job function:

Commercial Banking (Lending)	$43,605
Consulting	$51,776
Financial/Treasury Analysis	$46,357
Insurance (Underwriting)	$39,929
Investment Banking (Corporate Finance)	$50,121
Management Trainee	$39,316
Portfolio Management/Brokerage	$42,295
Sales	$41,297

Bachelor-Level Internship Employers
American Eagle Outfitters; 911th Airlift Wing; C.B. Anderson; E.E. Powell; Hefron-Tillotsen; Merrill Lynch; Scottsdale Securities; UPMC Health System; UPS; Wells Fargo Financial.

Bachelor-Level Hiring Organizations
American Eagle Outfitters; Cigna Healthcare; Federated Investors; Global Capital Management; Marconi Communications; Mellon; Morgan Stanley Dean Witter; National City; PNC Bank; Prudential Securities; TD Waterhouse; Todd Organization of Pittsburgh; UPMC Health System; Waddell & Reed Financial Services.