Eligibility

Full-time and regular part-time staff employees are eligible to enroll in this benefit on the first day of employment if that day falls within the first ten days of the month.  Otherwise, coverage begins on the first day of the month following the first day of employment. New employees must enroll within 31 days of date of hire if electing coverage.

Employees may enroll in Employee only Supplemental AD&D or Family Supplemental AD&D.  If Family AD&D is elected, this covers the employee and his/her family members.

Employee only:  Coverage is available in increments of $10,000 to $500,000, not to exceed five times your covered annual earnings.

Family: Your spouse's coverage amount is 40% of your Optional AD&D coverage amount.  Your child(ren)'s coverage amount is 10% of your Optional AD&D coverage amount.

Benefit Cost

Employee pays 100% of the cost of this benefit.

Open Enrollment

Open enrollment is in April or May of each year for the following benefit plan year which is June 1 through May 31. 

Terminiation

This benefit will cease on the last day of the month of termination and does not have a conversion option.

Updated:  11/30/2009