Full-time and regular part-time employees are eligible to participate in the plan on thr first day of employment if that day falls within the first ten days of the month. Otherwise, coverage begins on the first day of the month following the first day of employment. New employees must enroll within 31 days of the date of hire if electing coverage.
If a new employee waives vision insurance coverage, he/she will not be eligible to enroll in the future except during an open enrollment period. If the employee waived coverage because he/she was enrolled in another vision plan, he/she will be able to enroll in the University's vision plan if he/she can provide certification that the coverage was lost through no fault of his/her own. Outside of Open Enrollment the only circumstance allowing election of coverage is if one experiences a "Qualified Status Change." See page entitled "Qualified Status Change" for examples and compliance rules.
Employees pay 100% of the cost for Vision coverage.
Qualified Status Change
If an employee drops coverage during the benefit plan year due to a qualified status change, coverage may not be obtained again until the open enrollment period or in the event of a subsequent qualified status change.
Open enrollment is in April or May of each year for the following benefit plan year which is June 1 through May 31.
Refer to the Retiree Benefits Summary available on the Human Resources web site under Benefits for information regarding benefits upon retirement.
Spouse of Deceased Employee
For the spouse of a deceased employee, coverage would continue based on the length of service of the employee at the time of death according to the following which includes a contemporanious COBRA period:
- 0 - 5 years service -- spouse would pay 100% of the current employee contribution rate for 3 years not to extend past age 65
- 6 - 9 years service -- spouse would pay 50% of the current employee conntribution rate for 3 years not to extend past age 65
- 10 or more years -- spouse would pay the current employee contribution rate for 3 years not to extend past age 65
Upon termination of vision benefits, eligible employees or qualified beneficiaries will be offerred coverage continuation in accordance with the Consolidated Omnibus Budget Reconciliation Act (COBRA) of 1986.
Leave of Absence
Refer to the Leaves of Absence Policy for information on benefits continuance during Long-Term Disability or Workers' Compensation leaves and other leaves.